Free Series 6 Cheat Sheet 2026

This free Series 6 cheat sheet distills FINRA's Investment Company and Variable Contracts Products Representative exam into a single, printable page of the facts that show up most often. Download it above, then reinforce the concepts with the rest of your free Series 6 toolkit — the practice test, study guide, and flashcards. It's a review aid, not a substitute for working questions, so use it to cram the last 48 hours.

Series 6 exam at a glance

Questions: 50 scored + 10 pretest = 60 total
Time: 1 hour 30 minutes
Passing score: 70%
Cost: $40 — sponsor (FINRA firm) required

What’s on the cheat sheet

Seeks Business for the Broker-Dealer (12%) — prospecting, communications with the public, and advertising and sales-literature rules.
Opens Accounts & Evaluates Customers (8%) — gathering the financial profile, investment objectives, and required account documentation.
Provides Information, Recommends & Maintains Records (73%) — the core section — mutual funds, variable annuities, suitability, and recordkeeping.
Obtains & Verifies Instructions, Processes Transactions (7%) — confirming orders, processing purchases and redemptions, and completing transactions.

Highest-yield facts on the sheet

Series 6 is a limited license: mutual funds, variable annuities, variable life, and new-issue municipal fund securities (529 plans) — not individual stocks or bonds.
Mutual fund shares price by forward pricing at the next computed NAV; open-end funds sell only at the public offering price (NAV + sales charge).
Breakpoints reduce front-end sales charges — a letter of intent and rights of accumulation help customers reach them; ignoring them is a breakpoint sales violation.
Variable annuity returns are not guaranteed — separate-account performance drives value; the insurer guarantees a death benefit and mortality expense.
The 73% weighting on Function 3 means suitability and product knowledge (funds vs. variable contracts) is where most of your study time belongs.

The cheat sheet is your review layer — your Series 6 practice test drives the exam-readiness ring at the top of this page. Download it, review, then take a full practice exam (or drill with the study guide and flashcards) to see where you stand.

1.FINRA. “Series 6 – Investment Company and Variable Contracts Products Representative Exam.” FINRA.org, 2026. ↑
2.FINRA. “Series 6 Content Outline.” FINRA.org, 2026. ↑

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