Click Study Flashcards above to open the flashcard hub — hundreds of CSA cards you can flip, match, type, or quiz yourself on. Every card is drawn from the ten official SCSA content areas, so you study exactly what the Certified Senior Advisor exam tests.[1] Pair them with our free practice test and study guide.
CSA Flashcard Study Modes
Flip mode lets you turn each card at your own pace and separate what sticks from what does not. Match is a timed game that pairs terms with their definitions. Type shows the definition and asks you to key the term back, so a card like Dual eligible has to come from memory. Quiz rebuilds the same cards as multiple choice.

Why Flashcards Work for the CSA
Financial Aspects is the largest domain at 27 cards, and it drills the money vocabulary a senior advisor uses constantly: coverage terms such as Medigap and Medicaid, the distinction behind Dual eligible, and estate and asset language like Probate, Trust, and Liquidity.
Family & Ethics follows with 22 cards on the principles and communication tools behind difficult conversations, including Beneficence and Non-maleficence, the structured handoff on the SBAR card, and protection concepts such as Self-neglect and Elder abuse. Health & Wellness adds 18 cards separating normal aging from disease, where Sarcopenia, Presbycusis, and the closely related pair Dementia and Delirium are easy to blur under time pressure.
Care Planning & Resources holds 17 cards on programs, referrals, and placement language, so PACE, Eldercare Locator, and the Older Americans Act sit alongside settings like Assisted living and Memory care. Sociology of Aging contributes 15 cards on framing and theory, including Ageism, Senescence, and Activity theory.
End-of-Life Planning covers 13 cards on documents and care philosophy, where POLST, Living will, and Ethical will each need to be kept distinct from one another, and where Hospice and Palliative care are commonly confused. Lifestyle Aspects, also 13 cards, addresses independence and environment through Aging in place, Universal design, and Driving cessation.
Legal Aspects closes the deck with 11 cards on authority and decision-making standards. Fiduciary, Substituted judgment, and Springing power of attorney are short terms with narrow definitions, and the deck treats Agent / attorney-in-fact as its own card so the role stays separate from the document that creates it.
The CSA is broad and terminology-dense — Medicare and Medicaid, Social Security, long-term-care funding, advance directives, powers of attorney, dementia and falls, and the ethics of elder protection.[2] Spaced flashcards are the most efficient way to keep it all fresh. Used alongside our practice test and study guide, they turn review time into measurable progress.
CSA Flashcards by Content Area
The cards are organized by the ten official SCSA content areas. Drill the highest-weighted ones first — Financial Aspects alone is about a quarter of the exam:[3]
| Content area | Exam weight |
|---|---|
| Financial Aspects | ≈24% |
| Health & Wellness | ≈14% |
| Lifestyle Aspects | ≈14% |
| Sociology of Aging | ≈9% |
| Care Planning | ≈9% |
| Ethical Issues | ≈8% |
| Family and Aging | ≈7% |
| End-of-Life Planning | ≈6% |
| Resource & Referral Networks | ≈6% |
| Legal Aspects | ≈3% |
How to Get the Most Out of These Flashcards
- Start with the money. Financial Aspects is the biggest block at 27 cards, so run it first in Flip mode until Medigap, Medicaid, and Dual eligible no longer trade places in your head.
- Type the look-alikes. Drill Delirium and Sarcopenia in Type mode, since producing the term from a definition exposes the gap that recognition-only review hides.
- Use Match for acronyms and programs. Short program and tool fronts such as SHIP, PACE, and POLST pair quickly under the clock, which is exactly how they show up on exam day.
- Switch to the practice test once recall holds. When Legal Aspects and End-of-Life Planning stop producing misses in Quiz mode, move to the practice test and use the study guide for whatever it flags.
- Keep the cadence small. With 136 cards across eight domains, work one or two domains per sitting, then close with a mixed Quiz so retrieval is not tied to a single topic order.
CSA Flashcards FAQ
Hundreds of free CSA flashcards, organized across all ten SCSA content areas — the sociology of aging, family and aging, resource networks, health and wellness, lifestyle, financial aspects, care planning, legal aspects, end-of-life planning, and ethics. They're free with no account required.
Yes. Flashcards use active recall — retrieving an answer from memory — which research shows is one of the most effective study methods, especially in short, spaced sessions across several days. They're ideal for the CSA's heavy terminology across aging, health, finance, and law.
All ten Certified Senior Advisor content areas, led by Financial Aspects (Medicare, Medicaid, Social Security, long-term-care funding) and Health & Wellness (dementia, falls, polypharmacy), plus lifestyle and aging in place, care planning, legal documents, end-of-life planning, family caregiving, and ethics.
Lead with the highest-weighted area — Financial Aspects (≈24%) — then Health & Wellness and Lifestyle (≈14% each). Mix the modes: flip to learn, type to test recall, match for speed, and quiz to check yourself before a full practice test.
Yes — 100% free, all four study modes, no paywall.
Yes. The cards are organized to the current Society of Certified Senior Advisors content outline, covering all ten content areas. Verify the latest exam blueprint and weights with SCSA before your test.
CSA flashcard bank
All 136 cards, by topic
A reference copy of every card in this deck. Each answer stays hidden until you choose to show it. To study with Flip, Match, Type and Quiz modes and track what you have mastered, use Study Flashcards at the top of the page.
Sociology of Aging (15)
- Gerontology
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The multidisciplinary study of the biological, psychological, and social aspects of aging.
- Geriatrics
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The branch of medicine focused on the health and care of older adults.
- Ageism
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Stereotyping, prejudice, or discrimination against people because of their age — most often older adults.
- Life expectancy
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The average number of years a person is expected to live, based on year of birth and other factors.
- Lifespan
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The maximum number of years a member of a species can possibly live.
- Ego integrity vs. despair
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Erikson's eighth psychosocial stage: in late life a person accepts their life as meaningful (integrity, yielding wisdom) or feels regret (despair).
- Activity theory
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A theory of aging holding that staying active and socially engaged supports well-being and life satisfaction in later life.
- Continuity theory
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A theory that older adults maintain well-being by preserving familiar roles, activities, and relationships.
- Disengagement theory
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An older, now largely rejected theory that aging involves a mutual withdrawal between the individual and society.
- Ethnocentrism
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The belief that one's own culture or ethnic group is superior to others, leading people to judge others by their own standards.
- Cultural competence
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The ability to understand, respect, and work effectively with people across cultures — essential when serving a diverse aging population.
- Cultural pluralism
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A society in which many distinct cultures live alongside one another while retaining their identities.
- Oldest old
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Adults aged 85 and older — the fastest-growing age group, with the highest needs for care and support.
- Senescence
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The natural biological process of aging and gradual deterioration of bodily function over time.
- Successful aging
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Aging marked by low disease and disability, high cognitive and physical function, and active engagement with life.
Health & Wellness (18)
- Polypharmacy
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The use of multiple medications by one person (often five or more), raising the risk of interactions, side effects, falls, and confusion in older adults.
- Dementia
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An umbrella term for a decline in memory, thinking, and reasoning severe enough to interfere with daily life — not a normal part of aging.
- Alzheimer's disease
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The most common cause of dementia; a progressive brain disorder that gradually destroys memory and thinking.
- Delirium
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A sudden, often reversible state of confusion, frequently caused by infection (e.g., a UTI), medication, or illness — distinct from dementia.
- Mild cognitive impairment
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Memory or thinking problems greater than normal aging but not severe enough to be dementia.
- Vascular dementia
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Dementia caused by reduced blood flow to the brain, often after strokes; the second most common type after Alzheimer's.
- Osteoporosis
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A disease of weakened, porous bone that increases fracture risk, common in aging adults, especially postmenopausal women.
- Sarcopenia
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The age-related loss of muscle mass and strength, contributing to weakness, falls, and frailty.
- Chronic disease
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A long-lasting condition (e.g., diabetes, heart disease, arthritis) that can usually be controlled but not cured.
- Comorbidity
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The presence of two or more chronic conditions in the same person at the same time — common in older adults.
- Falls (in older adults)
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The leading cause of injury and injury death in adults 65+; most result from a mix of reducible risk factors.
- Frailty
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A state of increased vulnerability from declining strength, endurance, and physiologic reserve, raising the risk of poor outcomes.
- Presbycusis
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Age-related hearing loss, typically gradual and affecting high-pitched sounds first.
- Presbyopia
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Age-related farsightedness from the lens losing flexibility, making near focus difficult.
- Geriatric depression
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Depression in older adults; it is NOT a normal part of aging and should be screened for and treated.
- Medication review
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A periodic check of all of a person's medications (including deprescribing) to reduce harmful interactions, side effects, and polypharmacy.
- Incontinence
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Loss of bladder or bowel control; common but not a normal, untreatable part of aging — often manageable.
- Preventive care for seniors
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Screenings, vaccinations (flu, pneumonia, shingles), and lifestyle measures that detect or prevent disease early.
Lifestyle Aspects (13)
- Activities of daily living (ADLs)
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Basic self-care tasks: bathing, dressing, toileting, transferring, continence, and eating — a core measure of independence.
- Instrumental ADLs (IADLs)
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More complex independent-living tasks: managing money and medications, shopping, cooking, housework, and transportation.
- Aging in place
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Living safely and independently in one's own home and community for as long as possible.
- Universal design
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Designing homes and products to be usable by people of all ages and abilities (no-step entries, lever handles, grab bars).
- Home modification
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Changes to a residence (grab bars, ramps, better lighting, removing rugs) that improve safety and reduce fall risk.
- Social isolation
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Having few social contacts or relationships — a serious health risk in older adults, comparable to smoking.
- Loneliness
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The distressing feeling of being alone or disconnected, linked to depression, cognitive decline, and worse health.
- Senior center
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A community hub offering meals, activities, exercise, and social connection for older adults.
- Adult day services
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Daytime community-based programs providing supervision, activities, and care so seniors can stay at home and caregivers can work.
- Functional fitness for seniors
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Exercise that builds strength, balance, and flexibility to support daily activities and prevent falls.
- Driving cessation
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Giving up driving with age; a major life transition that can trigger isolation if alternative transportation isn't arranged.
- Pet ownership in aging
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Pets can boost activity, reduce loneliness, and improve well-being — weighed against the senior's physical ability to care for them.
- Spirituality and aging
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Faith, meaning, and community that support coping, purpose, and well-being in later life.
Financial Aspects (27)
- Medicare
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Federal health insurance for people 65+ and certain younger people with disabilities or ESRD, based on age and work history — not income.
- Medicaid
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A joint federal-state health program for people with low income and limited assets; the primary payer of long-term nursing care.
- Original Medicare
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Medicare Part A (hospital) and Part B (medical) — the traditional fee-for-service program.
- Medicare Part A
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Hospital insurance covering inpatient hospital, skilled nursing facility, hospice, and some home health; usually premium-free.
- Medicare Part B
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Medical insurance covering doctor visits, outpatient care, preventive services, and durable medical equipment; carries a monthly premium.
- Medicare Advantage (Part C)
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A private-plan alternative to Original Medicare bundling Parts A and B (usually with D), often with a network and extra benefits.
- Medicare Part D
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Optional outpatient prescription-drug coverage sold by private plans, with a formulary.
- Medigap
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A Medicare Supplement policy that helps pay Original Medicare's deductibles, copays, and coinsurance.
- Coverage gap (donut hole)
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A temporary limit in Medicare Part D drug coverage after which the enrollee pays more out of pocket.
- Dual eligible
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A person who qualifies for both Medicare and Medicaid.
- Long-term care
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Help with personal care and daily activities over an extended time for people who can no longer fully care for themselves.
- Long-term care insurance
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Private insurance that helps pay for long-term care services that Medicare generally does not cover.
- Medicaid spend-down
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Reducing assets/income to qualify for Medicaid long-term-care coverage, subject to income and asset limits.
- Full retirement age
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The age (67 for those born in 1960 or later) at which a worker receives 100% of their Social Security retirement benefit.
- Social Security retirement benefit
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Monthly income based on lifetime earnings; claimable at 62 (reduced), at full retirement age (full), or up to 70 (increased).
- Delayed retirement credits
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Increases to a Social Security benefit earned by delaying claiming past full retirement age, up to age 70.
- Required minimum distribution (RMD)
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The minimum amount that must be withdrawn each year from most tax-deferred retirement accounts starting at a set age.
- Annuity
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A financial product, often from an insurer, that can provide a guaranteed income stream, sometimes for life.
- Reverse mortgage (HECM)
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A loan letting homeowners 62+ convert home equity into cash, repaid when they sell, move out, or die; the borrower must keep paying taxes, insurance, and upkeep.
- Liquidity
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How easily an asset can be converted to cash without loss; important so seniors can cover unexpected costs.
- Fixed-income securities
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Investments like bonds and CDs that pay steady income; their prices fall when interest rates rise.
- Certificate of deposit (CD)
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A low-risk bank deposit with a fixed term and rate; early withdrawal usually incurs a penalty.
- Estate planning
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Arranging in advance for the management and distribution of a person's assets during life and after death.
- Last will and testament
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A legal document directing how a person's assets are distributed after death and naming an executor.
- Trust
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A legal arrangement where a trustee holds and manages assets for beneficiaries; can avoid probate and manage assets in incapacity.
- Probate
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The court process of validating a will and distributing a deceased person's estate.
- Beneficiary designation
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Naming who receives an account or policy at death; it passes outside the will, so it must be kept current.
Care Planning & Resources (17)
- Comprehensive geriatric assessment
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A multidimensional, interdisciplinary evaluation of an older adult's medical, functional, psychological, and social status.
- Person-centered care
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Care planned around the older adult's own goals, values, and preferences rather than only their diagnoses.
- Geriatric care manager
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A professional (often a nurse or social worker) who assesses, plans, coordinates, and monitors care for an older adult.
- Care planning cycle
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The repeating process of assessment, care planning, implementation and coordination of services, then ongoing monitoring and revision.
- Continuum of care
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The range of settings from independent living through home services, assisted living, skilled nursing, and hospice.
- Assisted living
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Housing that provides help with activities of daily living without 24-hour skilled nursing.
- Skilled nursing facility
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A facility providing 24-hour licensed nursing care and rehabilitation (commonly called a nursing home).
- Memory care
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A secured assisted-living setting designed for people with dementia, with specialized staffing and programming.
- Continuing care retirement community (CCRC)
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A community offering a continuum from independent living through assisted living and skilled nursing on one campus.
- Home- and community-based services
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In-home and local supports (chore help, meals, personal care, day programs) that let seniors remain at home.
- Eldercare Locator
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A free national service (1-800-677-1116) connecting older adults and families to local aging and disability resources.
- Area Agency on Aging (AAA)
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A local agency, created under the Older Americans Act, that plans and coordinates services for older adults in its region.
- Older Americans Act
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The federal law that funds and organizes the nationwide aging-services network, including AAAs and the Ombudsman program.
- SHIP
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The State Health Insurance Assistance Program, offering free, unbiased one-on-one counseling about Medicare.
- Long-Term Care Ombudsman
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An advocate who investigates and resolves complaints on behalf of residents in long-term care facilities.
- Aging and Disability Resource Center (ADRC)
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A 'No Wrong Door' single access point that helps people find aging and disability services.
- PACE
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The Program of All-Inclusive Care for the Elderly — coordinated medical and social services that help frail seniors stay in the community.
Legal Aspects (11)
- Durable power of attorney
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A document naming an agent to act for a person that remains effective even if the person becomes incapacitated.
- Springing power of attorney
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A power of attorney that takes effect only upon a specified event, usually the principal's incapacity.
- Guardianship (conservatorship)
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A court-ordered arrangement giving someone authority to make decisions for an adult who cannot; a last resort that removes rights.
- Substituted judgment
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Making a decision for an incapacitated person based on what that person would have chosen, if known.
- Best-interest standard
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Making a decision for someone who can't decide based on what is objectively best for them, when their wishes are unknown.
- Capacity
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A person's ability to understand information and the consequences of a decision; required to make valid legal and medical choices.
- Fiduciary
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A person legally and ethically bound to act in another's best interest (e.g., an agent under a power of attorney).
- Principal (in a power of attorney)
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The person who grants authority to an agent to act on their behalf.
- Agent / attorney-in-fact
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The person authorized by a power of attorney to act for the principal.
- Age discrimination (in employment)
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Treating workers unfavorably because of age; the U.S. ADEA protects workers age 40 and older.
- Elder law
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The field of law addressing the legal needs of older adults: estate planning, capacity, guardianship, long-term-care, and protection.
End-of-Life Planning (13)
- Advance directive
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A legal document recording a person's wishes for medical care if they cannot speak for themselves; typically a living will plus a health-care power of attorney.
- Living will
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An advance directive stating which life-sustaining treatments a person does or does not want.
- Health-care power of attorney
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A document naming a proxy to make medical decisions when a person is incapacitated (a health-care proxy).
- DNR order
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A 'do not resuscitate' physician order directing that CPR not be performed.
- DNI order
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A 'do not intubate' physician order directing that a breathing tube not be placed.
- POLST
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Portable physician orders for the seriously ill (Provider Orders for Life-Sustaining Treatment) that follow the patient across care settings.
- Hospice
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Comfort-focused care for people near the end of life (generally a prognosis of six months or less) who have stopped curative treatment.
- Palliative care
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Specialized care to relieve symptoms and stress of a serious illness, given at any stage alongside other treatment.
- Medicare hospice benefit
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Medicare coverage of hospice care, at home or in a facility, for terminally ill beneficiaries who qualify.
- Ethical will
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A non-legal document passing on a person's values, beliefs, and life lessons to family.
- Health-care proxy
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The agent named in a health-care power of attorney to make medical decisions when the person cannot.
- Anticipatory grief
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Grief experienced before an expected loss, common among families of a terminally ill loved one.
- Advance care planning
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The ongoing process of discussing and documenting a person's values and wishes for future medical care.
Family & Ethics (22)
- Family caregiver
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An unpaid relative or close friend who provides ongoing assistance to an older or disabled person.
- Caregiver burden
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The physical, emotional, social, and financial strain experienced by family members caring for an aging loved one.
- Caregiver burnout
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Physical and emotional exhaustion from prolonged caregiving stress; can harm both the caregiver and the care recipient.
- Respite care
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Temporary relief care that lets a primary caregiver rest.
- Sandwich generation
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Adults caring simultaneously for their own children and their aging parents.
- Filial responsibility
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A sense of obligation that adult children feel to care for their aging parents.
- Skipped-generation household
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A home where grandparents raise grandchildren without the middle generation present.
- SBAR
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A standardized communication format — Situation, Background, Assessment, Recommendation — used to hand off information safely.
- Autonomy
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The right of a competent person to make their own informed decisions about their life, care, and money.
- Beneficence
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The ethical duty to act in the client's best interest and promote their well-being.
- Non-maleficence
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The ethical duty to do no harm.
- Justice (ethics)
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The ethical duty to treat people fairly and distribute benefits and burdens equitably.
- Confidentiality
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The duty to protect a client's private information and disclose it only with consent or where required by law.
- Conflict of interest
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A situation where personal or financial interests could improperly influence professional judgment; it must be disclosed in writing.
- Elder abuse
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An intentional act, or failure to act, by a trusted person that harms or risks harming an older adult.
- Financial exploitation
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The illegal or improper use of an older adult's money, property, or assets — the fastest-growing form of elder abuse.
- Neglect (elder)
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The failure of a caregiver to meet an older adult's basic needs for food, shelter, hygiene, medical care, or safety.
- Self-neglect
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When an older adult fails to meet their own basic needs, endangering health or safety.
- Adult Protective Services (APS)
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The state agency that investigates reports of abuse, neglect, or exploitation of vulnerable adults.
- Mandatory reporter
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A person legally required to report suspected abuse or exploitation of a vulnerable adult.
- Informed consent
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A person's voluntary agreement to a service or treatment after being told the risks, benefits, and alternatives.
- Scope of practice
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The limits of what a professional is qualified and authorized to do; outside it, the ethical move is to refer to a licensed expert.
References
- 1.Society of Certified Senior Advisors (SCSA). “CSA Certification — Exam Information.” csa.us. ↑
- 2.National Institute on Aging (NIH). “Health Information for Older Adults.” nia.nih.gov. ↑
- 3.Centers for Medicare & Medicaid Services. “Medicare Basics & Parts of Medicare.” medicare.gov. ↑

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